RSL Funding

JG Wentworth

2010-02-26T14:11:00.000-08:00

What happens to you when your annuity buyer goes bankrupt?

Last year, J.D. Wentworth, Inc, filed for Chapter 11 bankruptcy protection. According to Philadelphia Business Journal's Jeff Blumenthal,

"The company sought acceptance of its plan from its lenders before what is called a prepackaged filing. More than 90 percent of the term lenders approved, the company said. J.G. Wentworth said the plan will allow it to substantially reduce its debt load while providing the enterprise with $100 million of new equity to support ongoing operations. Its operating units will continue to conduct business without interruption during the reorganization process, which is expected to be completed within roughly 30 days. The company said it also secured a commitment for debtor-in-possession financing to supplement its working capital and provide adequate liquidity during the proceedings."

Should this worry the structured settlement company's customers? No doubt you've seen their television commercials quite a bit lately.Both J.D. Wentworth and Peachtree Financial seem to have stepped up their presence in television advertising in recent months. These recent developments in the structured settlement and annuity buying markets has prompted many to wonder: what if I'm selling my annuity or structured settlement, and the company I'm doing business with goes bankrupt?

If you've already sold your structured settlement or annuity, there's nothing to worry about

"When a life settlement buyer files for bankruptcy," Investment News' Darla Mercado writes, "insured individuals who have already sold off their policies are often the ones who end up least injured, as they have already collected their lump sum. However, insurance policies and annuities in the process of being sold may be up in the air."

It's enough to make anyone looking into selling their annuity or structured settlement pause. Miles Erie,an auto mechanic with a court settlement who harbors dreams of opening his own shop, compared companies and did research when he was considering selling his periodic payments. "I don't know if I'm comfortable with a company that's restructured like that and has such an aggressive presence on TV," he said.

But you don't have to worry about that with a company like RSL Funding, LLC. Many of our clients are those who have found other settlement companies unable to finalize their transfers. Our affiliated legal department enables us to expedite the purchase of your settlement; and our ability to get you immediate cash for collateral gives RSL Funding its well-earned reputation for reliable performance.

Annuity Quote

2010-02-04T07:51:00.000-08:00

Selling your Annuity and Settlement Payments? How an Annuity Quote can help

As you’re planning your retirement strategy for the years ahead, one option you may consider is the purchase of an annuity. But what if you've already purchased an annuity, and an emergency arises? Getting a good annuity quote on your periodic payments will allow you to be selective about choosing a structured settlement company to sell them to.

What is an Annuity Quote?

In the past, annuity holders had to retain them for life—even if they needed to provide for unforeseen financial hardships.In 1988, the SEC allowed the sale of annuities; since then, investors have been able to sell all or part of their future annuity payments.

Companies like RSL Funding, LLC, can provide you with a free annuity quote, right on their web site. Their professionals staff are experts in helping clients sell annuity payments they no longer wish to receive in exchange for a lump sum of cash.

Why you should get an annuity quote

Getting a good annuity quote ensures you get to choose the offer that's right for you. It's an important decision, and it helps to have as much data as you can.

Annuity Buyer

2010-01-29T10:16:00.000-08:00

How to Sell Your Annuity

Annuity Buyers Assist Cash-Strapped Families, Helping Them Sell Their Annuity Payments

Everyone's feeling the cash crunch these days. Since the current recession began in 2007, 8.6 million jobs have been lost, according to the Bureau of Labor Statistics. With many mainstream Americans cutting back their own spending and relying less and less on sources of credit, and the job market still reeling from heavy losses, the need to explore alternative cash options has gained new urgency. This is where annuity buyers come in.

Why Should You Sell Your Annuity

Single mother Christine Molnar didn't know what to do. When the local coffee shop she had worked at for seven years went under, it left her cash-strapped and worried that she wouldn't be able to provide for her two children, 14-year-old Aden and 12-year-old Jasmine. To add insult to injury, the engine of her 1998 Pontiac Grand Prix decided that this was the perfect time to give up the ghost. How would she be able to get another job without reliable transportation?

She thought back to the annuity she had bought from her insurance company a few years ago. She still had months before the next disbursement. If only she could tap into it now, she could buy a new car and be able to feed her family as she looked for another job.

What An Annuity Buyer Can Do For You

Annuity buyers and structured settlement companies comprise a recently-emerged, specialized industry that focuses on helping people just like Christine to sell their annuity payments for a lump sum. An annuity buyer like RSL Funding, LLC, has refined the process of buying structured settlement and annuity payments, and can get cash to their clients quickly and efficiently.

When Christine visited their website, she was amazed at how quick and easy the process was. Her account executive provided her with a quote that same day, and it was only a short time later RSL Funding advanced her a portion of the lump sum. She used the money to put a down payment on a new car.

Cash for Annuity Payments

2009-12-09T14:37:00.000-08:00

There can be many reasons people receive annuity payments. They could have been a lucky state lottery winner or received a settlement in court. They may even have received an inheritance.

In the past, these annuity-holders had to retain their annuities for life, even if ,through other investments, they could possibly garner greater returns. The SEC allowed the sale of annuities in 1988; since then, investors have been allowed to sell their annuity payments. The money from selling annuity payments can be used to start up a business, provide for unexpected financial hardships, purchase a home, or for other investments.

Annuities are supposed to carry on through retirement, but differ from Individual Retirement Accounts, or IRAs. If you have an IRA, you can usually transfer the money from one account to another when your employment situation changes. Annuities aren't quite so flexible.

When deciding to get cash for your annuity payments, there are several points to weigh. In selling your annuity payments, can you get a good return on the initial investment? Will seeking cash for your annuity payments help you reach certain financial goals you may have? How are the interest rates currently compared with when the investment was first made? And finally, are you losing money with the annuity?

RSL Funding will ensure that the sale of your annuity is the right decision. Their experienced professionals assist you with a free quote, help you in investigating your options and guide you to a suitable solution when selling your periodic payments.

Annuity Payout

2009-11-19T12:47:00.000-08:00

Why a Lump Sum Cash Payment Might Work For You

The three most common options for receiving annuity payouts are the annuitization method, the systematic withdrawal schedule,and lump-sum cash payments. The annuitization method guarantees monthly income for an ascribed period; a systematic withdrawal schedule offers control over timing of disbursment but comes with the possibility you may outlive your annuity assets.

These two options work well when planning ahead, but what about the little unplanned events in your life? The recent global economic downturn has taught us that much of what we take for stable can quite suddenly become unstable, if not collapse altogether.

A secondary market has emerged recently that allows you to sell annuity payments for a lump sum cash payment. You might have thought that if you were using annuitization or were on a systematic withdrawal schedule that you couldn't get a lump sum cash payment for your annuity payout. This secondary market formed to fulfill the needs of those who had run into one of those little unplanned events in life, and wanted liquidity on their annuity assets.

RSL Funding, LLC, is a structured settlement company that specializes in the purchase of annuities.Our experienced professionals assist you with a free quote, guide you in discovering your options and help find an annuity payout that will fit your life, right now.

Lump Sum Cash Payments: What You Should Know

2009-11-05T08:12:00.000-08:00

The term "factoring transaction" describes the selling of rights to receive future structured settlement payments. The structured settlement payments can be awarded as the result of a personal injury lawsuit/claim, or an arrangement with an insurance company. Any stream of fixed payments over a specified period of time
falls under the category of annuities, with structured settlements being tax-deferred contracts that can provide income for a specified time.

The annuity issuer is usually an insurance company that has issued a contract to provide periodic payments under a structured settlement. While these periodic payments work for some, everyone knows that there are times when you really need cash: the birth of a child, perhaps, or an unforeseen illness. It's at times like these receiving periodic payments just doesn't cut it; you need a lump sum cash payment.

Factoring may be the answer if you're faced with an immediate need for a lump sum cash payment. The periodic nature of structured settlements or annuities do not provide for unexpected expenses, and many find the option of selling their structured settlement for a lump sum cash payment a welcome alternative when faced with unforseen expenses.

RSL Funding helps people gain liquidity from long-term insurance-based payouts.Not a
broker, they act as a principal and close the transaction with their own money. Other settlement buyers may sell your settlement or annuity as part of a pool of settlements. RSL Funding retains responsibility throughout the transaction, ensuring the court's rulings are honored. Even if the annuity company told you the payments were not assignable, you have options and are not necessarily locked into a payment arrangement that does not meet your current needs.

Cash For Structured Settlements: When should you cash in?

2009-10-27T10:37:00.000-07:00

Cash for a Structured Settlement

In the 1980's, structured settlements were created as an alternative to single cash payments. This approach ensured that structured settlement payments went to the injured person periodically. These payments are paid over a period of months, years or a lifetime.

Selling Future Payments For Cash Now

Individuals receiving monthly payments under a settlement agreement often don't realize that they can sell all or a portion of their settlement payments for a cash sum. This money could provide cash for your family's current needs. Entering into a contract to sell future structured payments to settlement companies in exchange for the present value of the money is called factoring. Many companies now offer cash for structured settlement payments.

Many reasons might compel you to cash in on your structured settlement. You may have debt piling up, need to buy a car, be in danger of losing your home, or a health crisis might arise.You should only cash in when you know that this is the right thing to do. It's a big decision that shouldn’t be made on your own. RSL Funding will be there to help you explore your options.RSL Funding is quickly becoming the industry leader in funding structured settlements,having on-hand capital that enables us to advance money to our clients – sometimes while the approval of the structured settlement purchase is pending.

RSL Funding is confident of their abilities to successfully cash out all or part of your future payments. Their expertise and creativity in this area let them find the right solution – even where other structured settlement companies have failed – at NO COST to you.

Get the right information TODAY! Give us a call, it will only take a few minutes and get started
on getting the Most for your Structured Settlement!

1-877-850-5600

Before You Buy an Annuity...

2009-10-20T13:30:00.000-07:00

Before you buy an annuity, Let RSL Funding help you understand the details...

...restrictions and possible fees.

While most annuities are wise investments that can make a positive contribution to your portfolio, RSL Funding can help you to make a wise decision before you make your investment.

Five Critical Factors to Consider Before Purchasing an Annuity:

1) Terms and Conditions - First and foremost, seek advice from an independent financial adviser and make sure you understand the contract, as well as your commitment, before signing.

2) Rates of Inflation - Your annuity may decrease as inflation increases. Keep in mind that there are inflation protection plans available and ask about one for your plan.

3) Tax Advantages - Find out if there are any advantages (tax savings or deferments) or disadvantages (penalties for early withdrawal)

4) ROI - (return on investment) - Make sure any rates that is promised to you is received by you, and make sure you understand the time frame any promised rate is applied.

5) Fees - Ask about the costs of the annual fees and be sure to find out about any "surrender fees" if you need to get money out ahead of schedule.

Are You Losing Thousands of DOLLARS by Using the Wrong Firm?

2009-09-02T10:12:00.000-07:00

Don’t lose out on possibly Thousands of DOLLARS by going with JG Wentworth, Peachtree Funding, Stone Street, Novation Capital and other investment companies vying for your business in the Structured Market

Call Now, Toll Free: 1-877-850-5600 and get the most money for your structured settlement or annuity!

Companies like JG Wentworth, Peachtree, Stone Street, Novation Capital and countless other are vying for your business and to them you are just a number, but at RSL Funding we work extremely hard for your business to get you the MOST MONEY for your structured settlement.

The difference is simple! We take a simple approach with our customers, you will deal with one person from start to finish getting you the most money. You don’t have to deal with the hassle of being passed from person to person and the delays that involves. At RSL Funding, we are here to streamline the process for you.

Whether you already have sold a portion of you structured settlement or annuity to JG Wentworth, Peachtree, Stone Street, Novation Capital or some other company, contact us today to get the service and the most money you deserve!

About RSL Funding LLC.

RSL Funding is quickly becoming the industry leader in funding structured settlements. We have refined the process of getting cash to clients quickly and efficiently. Clients who wish to cash out or sell structured settlement, annuities, and other long-term obligations – either in whole or in part – find us knowledgeable and experienced. We specialize in the purchase of annuities, which are payable over a term-certain period, and those which are payable for life beyond any term-certain period.

RSL Funding's on-hand capital enables us to advance money to our clients – in many cases while the approval of the structured settlement purchase is pending. Many of our clients are those who have found other settlement companies unable to finalize their transfers. Our affiliated legal department allows us to expedite our purchase of your settlement; and our ability to get you immediate cash for collateral gives RSL Funding its well-earned reputation for performance.

Why wait?

We are confident of our abilities to successfully cash out all or part of your future payments. Our expertise and creativity in this area let us find solutions – even where others have failed – all at NO COST to you.

Get the right information TODAY! Give us a call, it will only take a few minutes and get started
on getting the Most for your Structured Settlement!

1-877-850-5600